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It hasn't been a good summer for Tori Spelling and Dean McDermott.

The couple, who've been married for 10 years, are in major debt: They owe nearly $1 million in back taxes!

On July 31, TMZ reported that the reality stars have been slapped with a federal tax lien for $707,487.30 in unpaid taxes for 2014.

The news comes just a few weeks after Tori, 43, and Dean, 49, made headlines as TMZ revealed they owed the state of California $259,108.23 in back taxes, also for 2014.

This all comes on top of some serious credit card debt: In January, American Express sued Tori to the tune of $37,981.97 in unpaid bills.

According to court documents revealed at the time, the mother of four had last attempted to chip away at her AMEX bill back on June 26, 2015, with a payment of $1,070. However, that payment bounced.

On Jan. 19, TMZ cameras caught up with Tori's mom, Candy Spelling, and asked if she'd be willing to help out her daughter.

"I've been helping out and I'm paying all her bills now," Candy said. "I'm not paying extras like that. I'm not paying any back payments -- just for the house and the kids' school and the food. That's all."

The cameraman then asked how Tori could rack up such a large credit card bill, to which Candy replied, "I don't know. Extravagance, I guess."

In her 2013 book "Spelling It Like It Is," Tori didn't mince words about her lavish lifestyle.

"It's not my fault I'm an uptown girl stuck in a midtown life. I was raised in opulence. My standards are ridiculously high. We can't afford that lifestyle, but when you grow up silver spoon it's hard to go plastic," she wrote.

Tori famously received just $800,000 of her father Aaron Spelling's multi-million dollar fortune when he died in 2006, with Candy inheriting $600 million.