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The bank of mom is closed for Tori Spelling … for most things, at least.

Earlier this week it was revealed that Tori is being sued by American Express for having an outstanding balance of nearly $38,000, a debt she's had for a while and that she hasn't attempted to pay off since last summer.

On Jan. 19, TMZ cameras caught up with Tori's mom, Candy Spelling, and asked if she'd be willing to help out her financially-struggling daughter.

"I've been helping out and I'm paying all her bills now," Candy said. "I'm not paying extras like that. I'm not paying any back payments -- just for the house and the kids' school and the food. That's all."

The camera man then asked how Tori could rack up a large bill to the tune of $38,000, to which Candy replied, "I don't know. Extravagance I guess."

Tori shares four children with husband Dean McDermott.

According to court documents, the "True Tori" star owes $37,981.97 to the credit card company and that includes interest. She last tried to pay off the debt on June 26, 2015 with a payment of $1,070. However, the payment bounced.

Tori famously received just $800,000 of her father's multi-million dollar fortune when he died, with Candy inheriting $600 million.

Tori seems to have burned through all of her inheritance and has spoken publicly about her financial struggles.

"I feel so responsible for so many people and I can't do it," she said during an episode of her reality show. "[I can't handle] the responsibility of having to take care of so many people financially, the fear of that. [It] doesn't matter. I know people look at me and they're like, 'Oh, poor you.' Like, 'Boohoo, you have so many problems.'"

In her 2013 book, Spelling It Like It Is, Tori didn't mince words about her lavish lifestyle.

"It's not my fault I'm an uptown girl stuck in a midtown life. I was raised in opulence. My standards are ridiculously high. We can't afford that lifestyle, but when you grow up silver spoon it's hard to go plastic," she wrote.

"It's no mystery why I have money problems. I grew up rich beyond anyone's wildest dreams. I never knew anything else. Even when I try to embrace a simpler lifestyle, I can't seem to let go of my expensive tastes," she continued. "Even when my tastes aren't fancy, they're still costly. I moved houses to simplify my life, but lost almost a million dollars along the way."